The Entry Point

Your Account
in Liechtenstein

Guided opening with a Liechtenstein private bank. Prepared, documented and submitted so that the application succeeds the first time.

€ 3,500
Fixed Fee
100%
Credited Against Foundation Mandate
12 Months
Credit Period
EEA
Liechtenstein as Jurisdiction

The fixed fee covers our work. Account maintenance and banking charges follow the schedule of fees of the institution.

Structure of the Offer

Two stages. You decide
after the first.

01

Account

We assess your starting point, prepare the documentation and accompany the opening through to the account number. After that you may leave it there. The account is yours, regardless of how you decide to proceed.

02

Structure

An account protects liquidity, not wealth across generations. Those who go further build the family foundation on top of it. The account then forms part of the structure in any case, and your fee from stage one is credited in full.

To the Family Foundation

Sounds relevant to your situation? Schedule a free initial consultation

Scope of Work

What we take on

01
Pre-Assessment

Feasibility first

  • Analysis of your personal and tax starting point
  • Selection of the appropriate institution
  • An honest assessment of whether an opening is realistic
  • If it is not, you learn so before further costs arise
02
Documentation

Source of wealth

  • Structured evidence of the origin of your assets
  • Preparation of company, sale and inheritance records
  • Translations and certifications where required
  • The most common reason for rejection, and therefore the bulk of the work
03
Application

Submission & support

  • Complete submission to the bank
  • Support through the compliance queries
  • One point of contact instead of form-filling
  • Weeks rather than months, because nothing has to be requested twice
04
Continuation

Transition to the structure

  • All records already exist in usable form
  • The account becomes part of the later foundation structure
  • The fixed fee is credited within twelve months
  • No automatism, the decision remains yours
05
Requirements

Who this is for

  • Demonstrably lawfully acquired assets
  • Minimum deposit from approximately CHF 50,000, depending on the institution
  • Willingness to disclose fully to the bank
  • Tax transparency in your country of residence
06
Boundaries

What we do not do

  • No mandates involving ongoing enforcement or creditor disputes
  • No concealment of assets from authorities
  • No promises about decisions the bank makes
  • Structure is provision, not flight
Why Now

2027 narrows the field.
Liechtenstein remains.

From 11 January 2027, Article 21c of the EU banking directive CRD VI applies. Banks from third countries, for instance in Switzerland, the United Kingdom, the United Arab Emirates or Singapore, may then only actively offer deposit and lending business in an EU member state through a branch authorised in that state. For many institutions this effort does not pay off in private client business. They will withdraw their offering from EU residents.

An important qualification: the obligation applies to the banks, not to their clients. Existing accounts remain in place, and anyone who approaches a foreign bank on their own initiative remains free to do so. What disappears is active solicitation from the third country, and with it the convenient way in.

Liechtenstein belongs to the European Economic Area. Liechtenstein banks hold the European passport and are not affected by the rule. As the alternatives narrow, Liechtenstein remains accessible, while retaining its own tax and foundation law.

Legal basis: Article 21c of Directive (EU) 2024/1619 (CRD VI), applicable from 11 January 2027, transposed in Germany into sections 53c and 53cc of the German Banking Act (KWG). The rule addresses credit institutions, not private individuals. There is no ban on EU citizens holding accounts abroad, nor is one planned.

Frequently Asked

What clients want to know

EUR 3,500 as a fixed fee for our work. If you decide on a foundation mandate within twelve months, the amount is credited in full against the structuring fee. Charges levied by the bank itself follow its own schedule of fees and are not included.
No, and nobody should promise you that. The decision rests solely with the bank as part of its own review. Our task is to submit an application that is complete, plausible and fully documented, so that the review does not fail on missing records. If the pre-assessment already shows that an opening is not realistic, we tell you before further costs arise.
Yes. Liechtenstein participates in the automatic exchange of financial account information (Common Reporting Standard). Your account is reported to the tax authority of your country of residence. An account in Liechtenstein is not a hidden account, but a transparently held account in a stable jurisdiction. Anyone looking for something else has come to the wrong firm.
Not in legal terms. Article 21c CRD VI obliges third-country banks to maintain an authorised branch in an EU member state from 11 January 2027 if they wish to actively offer deposit or lending business there. The obligation applies to the institutions, not to their clients. In practice this means that some banks in Switzerland, the United Kingdom or Dubai will no longer approach EU residents. As an EEA member, Liechtenstein is not affected.
No. Stage one stands on its own. You keep the account regardless of how you decide to proceed. The credit is an offer, not an automatism, and it lapses after twelve months.
You can. The difference lies in the preparation. Most applications fail or stall not because of the person, but because of the source of wealth documentation. We put those records into the form the bank can work with in advance, and we handle the queries. That shortens the path. It does not replace the review.

VADUZ Advisory is neither a bank nor a financial services institution and provides no investment advice, no investment broking and no tax advice within the meaning of § 2 StBerG. We prepare documentation and accompany the process. The decision to open an account rests solely with the respective institution.

Next Step

Assess first, then decide

In a 30-minute initial conversation we establish whether an opening is realistic in your situation and which records you will need for it. Confidential and without obligation.

Schedule a Consultation

30 minutes. No obligation. Discreet.